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Posted by Camila Bobroff  |  California FarmLink  |  Aptos, CA

Headline: California FarmLink is hiring!

Associate - Lending & Loan Services Position Announcement

Status: Full Time, Non-Exempt

Reports To: Director of Lending

Supervisory: Not Applicable

Primary Office: Aptos

Salary: $35-45k commensurate with experience

JOB SUMMARY:

Join California FarmLink’s lending team to support California farmers and vibrant local food systems. This new position will play a key role in the expansion of FarmLink’s agricultural lending as a Community Development Financial Institution (CDFI), which is unique in the country in providing small, minority and organic farmers with access to capital and technical assistance. The Lending & Loan Services Associate will support two key functions within FarmLink’s lending department: 1) serve as the primary point of contact within the organization for business owners inquiring and applying for financing; and 2) provide key support in documenting and servicing FarmLink’s existing portfolio.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Lending

  • Serve as initial point of contact for FarmLink’s Loan Program; effectively represent/sell loan products
  • Act as liaison between loan applicants, regional field staff, underwriter and loan services
  • Collect required documentation from applicants, verify accuracy and completeness, and follow up on missing items
  • Compile and process documents to create loan application files and enter information into loan management and underwriting systems
  • Order, review and summarize credit reports
  • Maintain loan pipeline report and ensure lenders are apprised of updates
  • Provide applicants with timely and periodic status updates of their loan application
  • Provide technical assistance to farmer applicants in completing applications as necessary
  • Continually assess loan intake processes and systems to increase operational efficiency and effectiveness

Loan Services

  • Provide support to prepare loan documents and assist with legal diligence and the loan closing process
  • Provide support to coordinate loan funding and servicing
  • Implement borrower set-up on loan management system (loan boarding)
  • Record loan disbursements, track payments, and keep records up to date in loan servicing software
  • Establish, maintain, and update files, databases, records and documents for recurring internal reports
  • Serve as a back-up to Loan Operations Manager in their absence, including producing loan portfolio reports as requested by staff
  • Ensure that all applicant/borrower files are complete and in compliance with regulatory and internal policies

POSITION REQUIREMENTS

  • Ability to provide excellent customer service to both clients and FarmLink team members in person, on the phone and via email
  • Ability to communicate the written and spoken word in both English and Spanish (bilingual)
  • Good organizational skills, exceptional attention to detail, well disciplined, meets deadlines, and a self-starter
  • Ability to handle multiple tasks and frequent interruptions
  • Ability to handle stressful situations with calmness and courtesy, while meeting deadlines
  • Knowledge and experience using MS Word, Excel; as well as basic accounting procedures
  • 1-3 years of experience handling personal/business financial information with the appropriate discretion , ideally in a banking or lending setting
  • Minimum BS in business administration, finance, community development or other related field, or the equivalent combination of education and work experience
  • Familiarity with agriculture, agricultural/small business lending, US Department of Agriculture programs, and/or CDFIs a plus

California FarmLink offers a generous benefits plan, including health insurance after 60 days, employer contribution to 403b retirement plan, paid vacation, and a family-friendly and flexible work environment. California FarmLink maintains a drug-free workplace and is an equal opportunity employer.

How To Apply

Please email a thoughtful cover letter explaining your interest in the position and organization with resume to:

info@cafarmlink.org. No phone calls please.

Who We Are

California FarmLink is a statewide nonprofit whose mission is to link independent farmers and ranchers with the land and financing they need for a sustainable future. For more info: http://www.cafarmlink.org

Farm or Business Name: California FarmLink

Location: 335 Spreckels Drive, Suite F, Aptos, CA, 95003

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01/16/18